Does Medicare pay for assisted living or memory care?
Short answer: No. Medicare says it doesn't pay for long-term care, which includes the day-to-day personal care provided in assisted living and memory care. Families usually pay privately, with long-term care insurance, or through programs like Medicaid or VA benefits.
Where help may come from
- Long-term care insurance, if your loved one has a policy
- Medicaid: in Florida, the Statewide Medicaid Managed Care Long-Term Care program can help eligible seniors
- VA Aid and Attendance for qualifying veterans and survivors on a VA pension (VA.gov)
Source for Medicare: Medicare.gov.
General information, not medical, legal or financial advice. Rules and amounts change; confirm with the official source.
More questions
- Does Medicare pay for a nursing home?
- What is Medicare's 3-day rule for skilled nursing?
- How much does Medicare pay for rehab in a nursing home?
- What is VA Aid and Attendance?
- How do I check a nursing home's rating and inspections?
- What's the difference between assisted living and a nursing home?
- My parent is being discharged from the hospital and can't go home alone. What now?