Paying for care
What Medicare, Medicaid, VA benefits and private pay cover.
The short version
- Medicare covers short rehab stays after a qualifying hospital stay, not long-term assisted living.
- Florida Medicaid's long-term care program can help eligible seniors; there may be a waitlist. Start with the Elder Helpline.
- VA Aid and Attendance can add to a veteran's pension; use an accredited VA representative (free).
- Most families pay assisted living privately, often with help from savings, long-term care insurance or a home sale.
Before selling a home to pay for care
- If Medicaid may be needed, talk to an elder-law attorney first. Selling a homestead can affect eligibility.
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General information only, not medical, legal or financial advice. In an emergency call 911. Suspected abuse or neglect: Florida Abuse Hotline 1-800-962-2873.